Monthly Budget Planner Excel Template — Auto Dashboard, Plan vs Actual

Plan every dollar in 5 minutes a month. Professional Excel budget planner — no apps, no subscriptions, works offline. WHAT YOU GET (instant .xlsx download): - 6 ready sheets: Start Here guide, Income, Expenses, Summary, Plan vs Actual, Settings - Auto-calculating dashboard: 5 KPI cards + pie chart (spending by category) + bar chart (income vs expenses) - Plan vs Actual tracking with automatic variance — see exactly where money leaks - Dropdown menus for categories (no typing errors), color-coded cells: yellow = your input, everything else is automatic - Pre-filled DEMO data so you see how it works in 10 seconds — delete and start - Sheet protection without password (unlock in one click if you want to customize) COMPATIBILITY: Excel 2016+, Microsoft 365, Google Sheets, LibreOffice Calc. Windows / Mac. WHO IT'S FOR: anyone who wants a clean monthly budget without paying $10/month for an app. Also great as a ready-made product for finance coaches and Etsy-style resellers (personal license). HOW IT WORKS: 1. Buy — file is delivered instantly 2. Open in Excel or Google Sheets 3. Fill yellow cells (income, expenses) — dashboard updates itself 4. At month end, compare Plan vs Actual, adjust next month No formulas to write. No setup. Start budgeting today.